What Roofing Material Is Impact-Resistant?

Homeowners living in areas that receive frequent stormy weather benefit from having impact-resistant roofing installed on their homes.

Types

Impact-resistant roofing protects homes against stormy weather.Impact-resistant roofing protects homes against stormy weather.
Such roofing protects from damage due to hail stones, strong winds and penetration from objects carried by storm winds.

Most impact-resistant roofing materials look exactly like their ordinary counterparts. Shingle designs include three-tab and architectural asphalt shingles. Shakes, tiles, sheets or panels come in an array of styles and colors and are made from metal, wood or alternative composite products.

Classification

Roof coverings must pass the Underwriters' Laboratories' (UL) Standard 2218 test for impact resistance, and then are classified as either Class I, II, III or IV. Materials rated as Class IV offer the highest impact resistance and receive the highest premium credit from home insurance companies.

Benefits

According to Waxahatchie, Texas insurance agent Adam Rope, impact-resistant roofing saves money over time because many home insurers offer an annual discount to homeowners who have installed certified products. If your home isn't damaged during a storm, you are saved from the headache of filing a claim and paying out-of-pocket.

About the Author

Based in Atlanta, Georgia, Angela Tedson has been writing slice-of-life articles since 2005. Her work has appeared in "Southern Family" magazine and "Angie's List" magazine. Tedson holds an Associate of Arts degree from the Art Institute of Atlanta.