What Is Included in a Furnished House?

As a property owner, you have the option to rent property as a furnished or unfurnished space. Furnished rentals are often most suitable for short-term leases, geared toward traveling professionals, while unfurnished rentals are geared for longer-leases and a tenant who would prefer to supply his own furniture. When you select a furnished rental option, there are several things to consider.

Fully Furnished

Furnished apartments are typically all inclusive.

In a fully furnished unit, all of the amenities are included.  Fully furnished rentals mean that there is a bed, mattress, living room furniture, appliances, pots and pans -- essentially all the day-to-day items required to live.

When renting a unit as furnished space, you have an option to impose an additional 10 percent to the rent to cover damage or loss to the furniture in the unit. 

Partially Furnished

This option leaves a lot of room to negotiate.  As the property owner, you have the right to select what type of furnishings you rent with the unit and what items you do not.

However, you have to be careful when renting out a property in this fashion, to outline and include all of the items you are renting with the property in writing.  If you fail to put everything in writing, you risk complications with the tenant.

As with a fully furnished unit, you can charge an added fee, up to 10 percent on top of the rent for the convenience of renting the furniture. 


In contrast to a fully furnished until or partially furnished unit, an unfurnished unit is just that -- unfurnished.  However, even in unfurnished units, property owners usually comply with market conditions and supply basic items like appliances and window blinds.

The definition of unfurnished varies from one market to the next. 


Regardless of whether a tenant is paying for a fully furnished, partially furnished or unfurnished space, renter's insurance is a must have.  Property owners do not provide renter's insurance; this is something that the tenant must seek out on his own but something that the property owner should mention to the tenant.

Pricing for rental insurance varies based on the coverage the tenant selects and is usually more expensive for fully furnished spaces.  Renter's insurance coverage protects the tenant from liability for damage to the property or furniture, depending on the selected coverage.

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